NCCU Quarterly Newsletter – Spring, 2015

 

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Merger News

WELCOME TO OUR FAMILYThe merger with Mid American Credit Union has begun and is expected to be completed by June 1, 2015. With the merger, you will have a broader range of products and services available. Another benefit is the ability to access transactions at the nationwide network of more than 5,000 shared branches and service centers, as well as, access surcharge-free transactions on almost 30,000 ATMs. We look forward to exceeding your expectations and providing you with world-class service!

If you have any questions, please call (785) 235-9551 in Topeka or (913) 362-5200 in Overland Park.

Privacy Policy

We respect the privacy of you, our member. New Century Credit Union will protect the nonpublic personal and financial information you have entrusted to us. Click here to see a copy of our complete privacy policy.

Spring CleaningAn Overflowing Paper Shredder

Spring is a great time to clean out your closets and filing cabinets of old statements and other personal financial data. Don’t ever throw those types of documents in the trash – bring them to NCCU and toss them in the shred bin to be destroyed.

NCCU Gift Ideas

Graduations, Mother’s Day and Father’s Day are coming up fast, and NCCU has several products that make great gifts for your friends and family, including tickets and passes to some of their favorite places!

Quincy Street Conference & Event Center

QuincyStreet (5)Looking for a venue to book your next meeting or event? Check out Quincy Street Conference & Event Center, located on the third floor of the New Century Credit Union Building at 7th & Quincy (directly across the street from the Shawnee County Courthouse and the Topeka Performing Arts Center).

Quincy Street is not a stuffy or fancy corporate venue! It’s a comfy, charming place in beautiful downtown Topeka, which offers a large space for conferences, training sessions, parties or meetings. It features private conference rooms and several seating areas in the main space for smaller groups to gather for a more intimate or casual setting, complete with a bar and lounge area. Use of the kitchen is included, which is stocked with a refrigerator and microwave.

There are a couple of ways to book your party or meeting at Quincy Street! Call our Director of Events, Tina Pfeifer at (785) 235-9551, and she will get you on the calendar and guide you through the process. You may also contact her at quincystreet707@gmail.com to book your event.

If you would like to display your artwork, or sign up to be one of our “featured” artists at Quincy Street, simply call our Curator of Exhibits, The Gypsy, at (785) 580-8748.

Come see us! We are open every First Friday from 5:00 pm to 8:00 pm.

Office Closings

May 25th, 2015 – Memorial Day
July 4th, 2015 – Independence Day

 

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We respect the privacy of you, our member.  New Century Credit Union will protect the nonpublic personal and financial information you have entrusted to us.

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Car Buyers’ Worst Mistakes

CASH & KEYSHow much money do you think educated car buyers can save over uneducated buyers when buying the same car?

Would $5,000 get your attention? While you may not save as much as $5,000, you’ll save a bunch if you avoid these classic car-buying errors.

 

Showing enthusiasm. If you act excited, the sellers know they have a unique product you want. The price goes up instantly. Keep that enthusiasm in check until you’ve driven home. Sneer a little if you like the car.

* Buying in a hurry. If you buy on your first visit to a dealership, you don’t have time to compare. Take your time. Be willing to walk away. The price at most dealerships falls quickly if you move slowly.

* Giving deposits before the dealer approves your offer on a vehicle. Feel free to give a deposit, if you really want a vehicle. But don’t give it until the boss has said “yes.” Some dealerships use deposits to keep you there while they try to convince you to pay more. And you can’t leave if they have your deposit—money, a credit card, a driver’s license, or your kids.

* Being switched to leasing without doing your homework. Because dealerships make a much larger profit if they lease rather than sell, even the best dealership may try to “switch” you. They’ll try to convince you leasing is cheaper than buying. In most instances, it isn’t. If you want to lease, fine. Just don’t do it on the spur of the moment.

* Trading in your old car without knowing its value in advance. A dealership has the right to give you the least you will take for your old car. But you have a right to get the most your car is worth. To know that value, simply clean it up, and try to sell it to several used car departments. The highest amount you’re offered for it is your car’s real value right now. Don’t accept less than that in trade.

* Financing automatically at the dealership. The dealership may be the cheapest place to finance, but not always. To find out, simply bring a copy of the filled-out dealer contract to New Century Credit Union and compare contracts. If the dealership won’t give you a copy, they’re probably telling you they’re not really the cheapest.

Big mistakes, big bucks out the window. We like to help you preserve your money—that’s what credit unions are all about. Avoid these mistakes, and put that money to work rather than throwing it away.